We Answer Because We Care
Upstream Mortgage is a boutique brokerage in Maple Grove, MN. For over 30 years, we've served Twin Cities Realtors and homebuyers who deserve a lender that shows up — on weekends, in the evenings, and every time the deal is on the line.
What Drives Us
These aren't slogans. They're the behaviors that earned us 30 years of referrals.
1. We Answer
Weekdays 8am–10pm, weekends 8am–8pm. Real people, every call. No bots, no offshore call center, no chat boxes.
2. We Move Fast
Most pre-qualifications complete in under an hour during service hours. We know deadlines don't wait for Monday morning.
3. We Know This Market
Twin Cities taxes, insurance norms, competitive offer dynamics — our team lives and works here, shops, & skates here.
4. We Pass The Savings On
Wholesale rates, no retail markup. We've never believed borrowers should pay for overhead they'll never see.
We Exist To Make You The Hero
Meet Our Team
Ryan Yardley
Chief Executive Officer
NMLS# 1114522
Bryan Crepeau
Loan Consultant
NMLS# 332194
Melissa Nelson
Loan Consultant
NMLS#